Established 2019 · Dubai, UAE
The deal you don't see happen
is usually the better one.
Cozmo Properties is a discreet advisor for off-market luxury property in Dubai — a channel partner to the UAE's leading developers and banks, not a traditional listing agent.
Why Cozmo
A channel partner, not a listing agent.
As channel partners to the region's foremost developers and mortgage providers, we hold access to inventory the market rarely sees — and the relationships to close on terms most cannot.
15+
Developer Partners
30+
Banking Partners
AED 2B+
Transacted
Developer Channel Partners
EmaarDamac PropertiesSobha RealtyNakheelMeraasBinghattiAzizi DevelopmentsEllington PropertiesDanube PropertiesAldar PropertiesBNWLeosImaanOcta PropertiesObject OneEmaarDamac PropertiesSobha RealtyNakheelMeraasBinghattiAzizi DevelopmentsEllington PropertiesDanube PropertiesAldar PropertiesBNWLeosImaanOcta PropertiesObject One
Mortgage & Bank Partners
Over 30+ banks partnered with us.
MashreqCommercial Bank of DubaiAbu Dhabi Islamic BankEmirates NBDRAKBANKDIB BankFABADCBArab BankUnited Arab BankMashreqCommercial Bank of DubaiAbu Dhabi Islamic BankEmirates NBDRAKBANKDIB BankFABADCBArab BankUnited Arab Bank
Confidential Consultation
A private conversation is the first step.
Connect directly with our us across Dubai.
Client Reviews
Told better by the people we acted for.
5.049 reviews on Google
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Jess Jess
9 months ago
Working with Cozmo Mortgages has been an outstanding experience from start to finish. My broker, Muhammad, is truly the best! Professional, patient, and incredibly knowledgeable. God knows my case wasn't straightforward, but he guided me…
Abhi vlogs
9 months ago
Cozmo is the best company so far and Muhammad Umair is an exceptional mortgage broker in Dubai! His expertise and professionalism are unmatched. He guided me through the entire mortgage process, ensuring a smooth and stress-free experience.…
Joshwa Digital
9 months ago
We used Cozmo Mortgages for our recent apartment purchase in Dubai, and the service was genuinely excellent. Our broker completely simplified a process that felt overwhelming, especially with so many banks offering different rates. They…
zahra qureshi
9 months ago
Excellent Experience with Cozmo Mortgages!…
Sarah Aleeem
9 months ago
We had an amazing experience working with Cozmo Mortgage (Umair) He helped my husband and me throughout the entire mortgage process — from finding the right loan to getting our property approved. He was professional, patient, and always…
Shahin Sayyed
9 months ago
We had a wonderful experience working with Mr. Mohammad and his team for securing our mortgage loan in Dubai. Even though we are based in India, the entire process was handled very smoothly and professionally. Mr. Mohammad guided us through…